StashFin App Se Loan Kaise Le?

StashFin App Se Loan Kaise Le? StashFin Personal Loan 2024

admin June 7, 2024 103 Views

Stashfin Se Loan Kaise Le – Do you always dream like buying a new car, decorating the house beautiful or going to a great place? Stashfin is here to help you! Taking a loan with Stashfin is very easy and there is no problem. There is no need for complicated paperwork and long wait. Just follow some easy steps and you can start fulfilling your dream. No longer stop the money related to money. Experience the facility of Stashfin and catch this opportunity today!

Stashfin is a mobile app that offers a credit line and personal loan in India, it offers different types of loans, for which the requirement can be different.

Do Read: Home Credit Se Personal Loan Kaise Le?

Stashfin runs “Akara Capital Advisors”, and it is officially approved by Reserve Bank of India (RBI) and NBFCS (Non-Banking Financial Companies).

Along with this, it has done DCB Bank, DMI Finance, Visu Leasing & Finance Private Limited, AU Small Finance Bank, SBM Bank, Kisetsu Saison Finance (India) PRIVATE LIMITED, and with many more banks. This app was launched on 17 October 2017, Stashfin’s services are available in more than 20 cities of India.

Through of Stashfin, you can apply for Credit Cards and Personal Loans. The interesting thing is that you can also take a loan of more than ₹ 5,00,000 on low Interest Rate. Its objective helps improve your financial situation

StashFin Loan Features

Table of Contents

Loan Amount: StashFin offers personal loans up to Rs 5 lakh.

Repayment Tenure: The loan amount borrowed can be repaid over a period ranging from 3 months to 3 years. StashFin loans can be repaid through Equated Monthly Installments (EMIs) via electronic payments.

Interest Rate: StashFin offers personal loan interest rates ranging from 11.99% to 59.99% APR (Annual Percentage Rate). Interest rates may vary from case to case.

Processing Fee: StashFin charges an affordable processing fee ranging between 0% to 10% plus applicable GST on each loan. Every time you load the StashFin card through the StashFin app, a processing fee will be charged on the withdrawn amount.

Benefits of StashFin Personal Loan

Convenient loan amount:

The amount offered by StashFin on personal loan starts from Rs.1000 and goes upto Rs.5 lakhs and hence caters to the various personal needs of an individual

Minimal documents:

You only need to submit a few documents to avail StashFin personal loan and they will be received from your office or home at your convenience.

Flexible repayment options:

From 3 months to 36 months, the tenure of StashFin personal loan is flexible and the loan can be repaid as per your repayment capacity and convenience

Quick approval:

Since the loan can be applied online, the process is hassle-free and ensures quick approval and disbursement.

Types of StashFin Personal Loan

1. Marriage Loan:

Marriage Loan by StashFin lets you pay for any expenses related to your special day including invitation cards, venue, decorations, accommodation for guests, etc.

Features –

Loan Amount: Up to Rs 5 lakh.

Interest Rate: 11.99% – 59.99%

Loan Tenure: 3 – 48 Months

2. Shopping Loan:

Personal loan for shopping is an ideal solution when you need to buy your favourite gadget or dress immediately and can pay the due amount later in affordable installments. You can avail a loan amount of up to Rs 5 lakh from StashFin.

Features-

Loan amount: Up to Rs 5 lakh

Interest rate: 11.99% – 59.99%

Loan tenure: 3 – 36 months

3. Home Renovation Loan:

Available up to Rs 5 lakh, a home renovation loan can help you paint those old walls, add new furniture to your drawing hall, get a modular kitchen and much more

Features-

Loan amount: Up to Rs 5 lakh.

Loan Amount: Up to Rs. 5 Lakh.

Interest Rate: 11.99% – 59.99%

Loan Tenure: 3 – 36 months

Stashfin Loan App Eligibility Criteria

Eligibility Criteria for Stashfin Loan is as follows:

1. You should be Indian.

2. Your age should be more than 18 years.

3. You should have an income source.

4. You should be self-employed or working in a job

5. You should have an active bank account.

6. Your credit score should be good.

Stashfin Loan App Required Documents

Address Proof: To verify your address, you have to submit the documents given below – Aadhaar Card, Voter ID, Passport, or Driving License. Choose just a document that you find the easiest
Identity Proof: Stashfin Aapse asks for the copy of PAN Card to find your identity.
Bank Statement: In some cases you may have to submit your bank statement so that your financial history and stability can be verified.
Income Tax Return (ITR) or Goods and Services Tax (GST) Papers: These documents are needed in some situations, so that your income and financial standing can be verified.

Note: In some cases, more documents can also be sought from Stashfin.

Do Read: KreditBee App Se Loan Kaise Le?

How to take Stashfin Personal Loan

Apply for Stashfin Loan: You can apply for Stashfin Loan in two ways: Online and offline.

Offline Option: If you live in some cities of India, then you can apply offline for a loan by going to Stashfin Branch.

In some cities, you can find offline branch of Stashfin like Delhi NCR, Chandigarh, Bangalore, Hyderabad, Indore, Mumbai, Pune, Chennai, Lucknow, Bhopal, Agra, Dehradun, Kanpur, Nagpur, Aurangabad, , Kurnool , Vellore, krishna -andra pradesh, warangal, anantapur, patna, karimnagar, ludhiana etc.

Stashfin Mobile App: To make Loan Application Process easier, you can use Stashfin Mobile App on your Smartphone, will have to complete the steps given in it and submit your loan application.

Step 1. First install Stashfin App from Google Play Store.

Step 2. Allow the app to give Necessary Permissions.

Step 3. Select the language of your choice.

Step 4. Sign up your mobile number, facebook id or gmail.

Step 5. Submit the OTP on the registered mobile number.

Step 6. Your full name, pan card, email id, date of birth, etc. Like fill basic details.

Step 7. Submit the required details of address proof.

Step 8. Check your eligibility, which will let you know how much loan Amount you can apply.

Step 9. Fill Personal and Professional Details like Email and Company Name.

Step 10. Provide your banking details.

Step 11. Fill Reference Details of Relative like Brother, Sister or Father, Mother.

Step 12. Fill Details of Loan Amount. Fill a low loan Amount for early approval.

Step 13. Upload KYC documents for verification.

Step 14. Create an M-Pin, which is for your security

Note: Here information will also be found about Loan Amount, Interest Rate and Repayment Details.

Step 15. Check Loan Amount, Terms and Conditions and click on “Confirm” button.

Note: When your loan is approved, then the loan is immediately transferred to your bank account.

Keep in mind that you can get a verification call in which you have to give the correct information.

Stashfin Loan App Interest Rates or Charges

With the help of Stashfin App, you can take instant loan from 1000 to 5 Lakh in more than 20 Indian cities. The annual interest rate is between 9.99% to 35.99%
This platform provides you many types of loans, for which the interest rate and processing fees can vary.
Through of the app, you are also given the service of Credit Card, through which you can use your limit for your personal needs.

Note: Before applying Loan, make sure to check your Annual Interest Rate, Loan Amount and Processing Fees.

Stashfin Loan Repayment Time

In Stashfin you can deposite Loan Amount, its time can be from 3 to 36 months, the loan depends on the loan you have taken when your loan is approved then you can get a loan up to 500,000 Rupees.

Do Read: Bajaj Finance Personal Loan Apply Online Process Steps 2024

Conclusion (Stashfin Loan)

So friends, you can take the Stashfin App Se Loan, I sincerely hope you have liked this article.

I hope this post teaches you how to take Stashfin App Se Loan. If you still feel that there is a need to improve something in this post, then you can tell us by commenting.

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