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My Shubh Life Personal Loan App: Friends, no matter how much a person earns in today’s time. Still, today’s inflation has made people sweat. The more you earn, the less you lose. In such a situation, many people need money from time to time. Ever since demonetization took place and the Corona epidemic spread, many people have become unemployed and are not able to start their new businesses due to lack of money. Are you also unable to start your new business due to lack of money?
Do you also have to face many problems due to money? Due to lack of money, you are not able to start your new business and have to wander here and there to get a loan. Is there any kind of loan available from anywhere else? Because you are worried. So friends, in today’s post I have brought the solution to this problem of yours.
If you are worried about money and you are not getting any help in any way, then after reading this post all your problems will be solved sitting at home. You can take a loan instantly from your mobile on very easy terms and repay it in very easy installments.
My Shubh Life Personal Loan App Details
Friends, although you will find many such apps on Play Store from which you can take loan immediately like credit bee, dhani, Naviapp, but today we are talking about taking loan from that app- My Shubh Life Loan app.
So friends, the topic of our post today is going to be that how can we take loan from my shubh life loan app, how much loan will we get from my shubh life loan app, which loan can we take from my Shubh Life loan app, what is the interest rate? In today’s post, we will get complete information about taking loan from my shubh life loan app.
We will know every small thing, how you will get loan from my shubh life loan app in your account and how you can get the loan back in my shubh life loan app.
Do Read:- Paytm Personal Loan 2024
What is My Shubh Life Loan app?
My Shubh life is a loan app. It is a trusted app which is registered by RBI. In which you can without any hesitation take a loan ranging from Rs 25000 to Rs 500000 with complete security for marriage, business, medical expenses or any other purpose.
You get many types of facilities from taking the loan to repaying it, through which you can easily take the loan in very easy installments and repay the loan at a low-interest rate.
My Shubh Life Eligibility Criteria:-
Friends, every app imposes certain conditions for taking its loan. Who can take loan in My Shubh Life app?
- This is only for Indian people
- His age should be above 18 years.
- He should have monthly income source.
- Documents to take loan from my shubh life loan app
- If you want a loan from my shubh life loan app then you must have some documents. Only then you can take a loan.
- pan card
- Address proof (Aadhar card, ID proof)
- Last 3 month bank statement.
How to download my shubh life loan app?
You can download my shubh life loan app from play store or from the download link given below.
How to apply for loan in my shubh life loan app?
Friends, you can easily take loan in my shubh life loan app by following very easy steps.
- First of all, download my shubh life loan app from the link given above or by going to Play Store.
- Now first of all you have to register in it with your mobile number.
- Now you have to go inside the profile section of my shubh life loan app and complete the profile of Shubh life loan app by filling your PAN card and bank statement there.
- Now you have to generate free credit report of my Shubh Life.
- Now you have to choose that amount.
- All the documents provided by you will be checked 24 hours and if the documents are correct, they will be immediately credited to your account.
What is the loan interest rate in my shubh life loan app?
Inside my shubh life loan app, you get different interest rates according to the type of loan you avail. If you take a personal loan, you get 16-44% interest.
For how long can I take loan in my shubh life loan app?
In my shubh life loan app you can take loan for 3 months to 3 years.
Example to the return total cost of the loan in in my Shubh app
Friends, for the best convenience of all of you, here we are trying to explain to you through an example how you can take a loan from my Shubh Life app and how you will have to pay the loan amount and how much loan amount you will have to pay.
- Loan amount=1,00,000
- Duration=12 months
- Interest rate=26%
- Monthly EMI =9,553
- EMI = [P x R x (1+R)^N]/[(1+R)^N-1],
- P = loan amount
- R = interest rate
- N = duration
- Total Interest [(EMI x 12) – Loan Amount]: (₹9553 x 12) – (₹1,00,000) = ₹14,636
- Other costs include Processing Fee (@2% + 18% GST): ₹1,00,000 x 2% = ₹2,000 + 18% GST = ₹2,360.
- Total cost:–14636+2360=16,996₹
- Total Repayment = ₹1,00,000 + ₹16,996 = ₹1,16,996.
What are the benefits of taking a loan in my shubh life loan app?
- This app is 100% online.
- Here you can take many types of business loans like marriage, medical, education, business etc.
- Here you do not have to provide any type of civil score.
- The interest rate of this app is quite low.
- You can easily repay the loan from 3 months to 3 years.
- Here you can apply for a loan anytime and the loan always comes to your bank account.
- Here you do not need any guarantor.
My Shubh Life Loan app customer care number
If you face any kind of problem in taking loan from this app, then you can get the solution to your problem by mailing me on the email given below.
customer care mail: support@mysubhlife.com
Final words
Friends, in today’s post we learned that from which app we can take loan whenever we need an immediate loan. How to take loan from my shubh life life app, how to get loan in my shubh life loan app, what is the loan interest rate in my shubh life loan app, what are the benefits of taking loan in my shubh life loan app? And what is the complete process of taking loan in my shubh life loan app? Friends, if you face any kind of problem in taking loan then you can tell us in the comment, we will solve your problem immediately.
