Loan SSR India's No.1 Finance Blog
LoanTap Se Loan Kaise Le: Hello friends, welcome to our post today. Friends, in today’s time, whoever you see is only running after money. Friends, the most important thing for us is only money, without money, we cannot do anything. Friends, today everyone wants to earn only and only money, but friends, earning money is not so easy. Everyone is running here and there for a job, but friends, getting a job today is not so easy.
Everyone goes out to find a job but has to return empty-handed. Friends, in today’s time it is very difficult to earn money. But if we do not have money, then we will not be able to do anything, we need to have money. Friends, if we do not have money, then we will not be able to do anything, money is the only thing with the help of which we can do whatever we want. Friends, if you are reading our post today, then you have come to the right place, today I have brought for you such a loan app which will easily give you a loan sitting at home.
Do Read: Buddy Loan App Se Personal Loan Kaise Len?
The name of the loan app that I am talking about today is LoanTap Loan App. Friends, in today’s post we will know how much loan will be available from LoanTap Loan App, for how many days will you get a loan from LoanTap Loan App, what will be the interest rate on taking a loan from LoanTap Loan App, who will get a loan from LoanTap Loan App, what documents will be required to take a loan from LoanTap Loan App, what are the conditions for taking a loan from LoanTap Loan App, what are the benefits of taking a loan from LoanTap Loan App, how to apply for a loan from LoanTap Loan App. Let’s start this post of today without delay and move forward.
How much loan will be available from LoanTap Loan App?
Friends, first of all we know how much loan we will get from this app. Before taking any type of loan from anywhere, we must know how much loan we will get. Friends, we can get a loan of 50 thousand to 10 lakh rupees from LoanTap Loan App. A loan of this amount is enough.
How to get loan from LoanTap loan app?
Today we are going to tell you about a loan app which is RBI approved, whose name is LoanTap – personal loan app, about which we will know complete information like how much loan does it give? And at what interest rate does it give you loan? What documents are required, how much processing fee does it charge and all the information.
What is LoanTap app?
This is a kind of app which gives you the facility of giving personal loan up to 10 lakhs. In a very easy way, a person can take a loan through LoanTap app. LoanTap gives you loan in a fast, flexible and friendly way. That is, the loan amount is deposited in your bank account in a fast way, you get the option of loan repayment in a flexible way, and in a friendly way you are also given the option of loan EMI which does not put so much pressure on your pocket.
Do Read: Bajaj Finance Personal Loan Apply
At what interest rate does LoanTap give loan?
LoanTap loan app gives you loans up to 10 lakhs at 18% to 30% interest per annum.
That is, you have to pay interest along with the loan amount.
But how much interest rate you will have to pay for the loan or at what interest rate you will get the loan depends on many things, such as how many loans you are applying for, what is your CIBIL score, your document verification, loan repayment period, what is your income, etc. Considering all these, you get the loan and your loan application is approved.
While applying for a loan, Loan Tap charges you a 2% processing fee along with the interest rate and some other tax charges which you have to pay once.
Zero Foreclosure charges – LoanTap does not charge you any Foreclosure charges after the first 6 months of loan repayment. That is, no charge is taken from you after 6 months of repayment of the loan taken.
- Interest rate : (18% to 30%) per annum
- Tenure : 3 months to 60 months
- Processing fee : 2% + other charges (tax)
How much time will you get to repay the loan from LoanTap Loan App?
Now we know how long will we have to return the loan that we get. Will we be able to repay the loan in the time we get to repay the loan? Friends, the time to repay the loan from LoanTap Loan App will be from 12 months to 60 months. This much time is enough to repay the loan. Everyone can easily repay the loan in this time.
What will be the interest rate on taking a loan from LoanTap Loan App?
Friends, now let us know what will be the interest rate on taking a loan from this app. We will know the interest rate only then we will be able to repay the loan. Friends, the interest rate on taking a loan from LoanTap Loan App can be up to 29% per annum.
Who will get a loan from LoanTap Loan App?
- You must be a citizen of India.
- Your age should be above 21.
- Your monthly income should be up to 30 thousand rupees.
What documents will be required to take a loan from the LoanTap Loan App?
- Aadhar Card
- PAN Card
What are the benefits of taking a loan from LoanTap?
- You can take a loan from here whenever you want.
- Very few documents will be required to take a loan from here.
- You will get a good loan from here.
- The loan amount will come directly shifted to your account.
- You can take EMI loan from here.
How to apply for a loan from LoanTap Loan App?
- First of all go to Google Play Store and search the name of the app and download it from play store.
- After this, open the app and login to your account.
- After this you have to tell whether you are male or female i.e. fill your gender and submit it.
- After this you have to tell whether you are salaried or self-employed. If you do a job then click on salaried and if you do your own work then click on self-employed.
- After this upload your necessary documents in which first of all fill the Aadhar card number and submit it.
- After this fill your PAN card number and the address which is on the PAN card and submit it.
- After this your credit score will be checked as per the information given by you. Your credit score will be checked in a short time.
- After this you have to fill the details of your bank account and then you can apply for your loan. The loan amount will come directly transfer to your account.
LoanTap Loan App Customer Care Number
- Contact Number:- +91-7888040000
- Official Mail ID:- info@loantap.in
- Official Website:- https://loantap.in/
- Office Address:- Hermes Waves, Office No-103, Central Avenue Road Kalyani Nagar, Pune:411006
Do Read: PaySense Se Personal Loan Kaise Le?
Conclusion
Friends, in today’s post we learned how much loan will be available from LoanTap Loan App, for how many days loan will be available from LoanTap Loan App, what will be the interest rate on taking loan from LoanTap Loan App, who will get loan from LoanTap Loan App, what documents will be required to take loan from LoanTap Loan App, what are the terms and conditions for taking loan from LoanTap Loan App, what are the benefits of taking loan from LoanTap Loan App, how to apply for loan from LoanTap Loan App. Friends, you must have understood everything that we have learned in today’s post. If you have any doubts or questions left, you can ask in the comments. Thank you so much for giving so much of your valuable time!
FAQs (Loantap se Loan Kaise le)
I have never taken a loan before; Am I eligible for loans from loan?
Our underwriting is based on the mechanical credit process, where several data points are checked. If your profile meets our underwriting parameters, it can be considered.
I work in the city where the loan is operated, but I am getting married in my hometown. Am I eligible for marriage loan?
Yes, we will consider your application. The customer’s residence and office should be at the operational location of Lon -Tap.
Are loan facilities available in my city?
Our products are available in cities where the loan is operated. Currently we are providing our products in Bangalore, Hyderabad, Chennai, Coimbatore, Mumbai, Pune, Ahmedabad, Vadodara, Raipur, Bhopal, Indore, Jaipur, Delhi-NCR and Chandigarh places.
What type of loan should I choose?
The benefits in each loan type are different, so it is suggested that you check all the product features and then select the best according to your need. You have the option to choose from flexible EMI products to certain EMI loans.
How should I choose the best period for loan?
You should try to balance between duration and monthly expenditure. Short period will save on the total interest you pay. On the other hand, long periods will give you the benefit of short EMI. Therefore there is a need to maintain balance.
Do I need to provide any protection or collateral?
No safety or collateral is required to obtain our unsafe loans.
After receiving a loan from a loan, can I request for a change in the type of loan later? What are its conditions?
After paying 6 EMIs on the existing loan from our in-house NBFC, you can apply for the top up loan. You have to make a new application, in which you can request for a change in the type of loan. Loan approval is given on the basis of new eligibility and credit investigation.
Do you facilitate balance transfer?
Yes, we provide loans for loan consolidation.
How safe is the information given by me for personal loan?
Our in-house RBI registered NBFC has a customer’s data and its personal confidential information completely safe. We take extreme care to maintain the privacy of the data.
What will be the interest rate for loan from loan?
The interest rate and repayment method depends on the type of loan obtained. Our customer interface is transparent, we provide complete information about the loan scheme when the application time and the loan agreement.
Do you demand co-applicant for loan acceptance?
Co-applicant is not mandatory for all customers. However, in very few circumstances we will request you to provide co-applicant; This is fixed on the basis of credit requirements.
There are other earning members in my family, can it be taken into consideration for loan eligibility calculation?
The income of the nearest family member or blood can be considered, provided that appropriate documents are available according to our checklist and other credit parameters are completed.
I also have income other than salary, will it be taken into consideration for loan eligibility calculation?
Yes, this can be considered as provided appropriate documents are available according to our checklist and other credit parameters are completed.
How does the interest rate affect monthly cash flow?
We can understand it better with the help of an example. For example, the difference between a personal loan of Rs 1 lakh and for a period of 60 months, the difference between EMI at 14% and 18% interest rate is around Rs 213 per month. Check our personal loan EMI calculator for more clarity on this subject.
My CIBIL score is bad, am I eligible for that loan?
Our underwriting is based on the mechanical credit process, where we check several data points of the customer. If your profile meets our underwriting parameters, the loan application can be considered.
I have recently joined my current organization, am I eligible for loan?
Yes, your loan application can be considered with pre-employment details and documents.
