IDBI Royal Signature Credit Card Benefits, Charges, Details

admin May 6, 2024 111 Views

IDBI Royal Signature Credit Card: Hello friends, in today’s post we will get information related to IDBI Royal Signature Credit Card. If you want a credit card that you can avail of in India as well as abroad, then this card can prove to be suitable for you.

Do read this post till the end, in this post all the factors related to IDBI Royale Signature Credit Card have been discussed which are important for you to know and also we will tell you how you can get IDBI Royale Signature Credit Card.

IDBI Bank Royal Signature Credit Card comes with a host of privileges that you can avail both in India and abroad. You are provided security like an EMV chip and PIN in this card. To get this card you do not have to pay any joining fee nor is there any need to pay any annual fee.

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Table of Contents

Benefits of IDBI Bank Royal Signature Credit Card

The benefits of the IDBI Bank Royal Signature Credit Card are given below:

Welcome Offer:

If you transact above Rs 1,500 using IDBI Royal Signature Credit Card within 30 days of issuance, you get 750 reward points and if used within 31 to 90 days, You are given 400 reward points.

Reward Points:

IDBI Bank Royal Signature Credit Card offers 3 reward points on every Rs 100 spent.

Fuel Surcharge Waiver:

You can avail 1% fuel surcharge rebate on fuel purchases between Rs 400 and Rs 5,000 at any petrol pump in the country using IDBI Royal Signature Credit Card.

Airport Lounge Offers:

If you have IDBI Bank Royal Signature Credit Card, you can enjoy access to various domestic airport lounges and their other facilities.

EMI:

You can convert purchases above Rs 3,000 into EMI using this card. IDBI Bank offers tenure up to 3,6,9, and 12 months on this card at an interest rate of 13% per annum.

Travel Accident Insurance:

IDBI Bank Royal Signature Card offers free insurance cover of Rs 25 lakh.

Visa Offers:

All the offers provided by Visa are available on this card and you can avail these offers on airport purchases, hotels, car rentals and travel concierge services.

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Features of IDBI Royal Signature Credit Card

Following are the features of IDBI Bank Signature Credit Card:

Accepted Worldwide: IDBI Signature Credit Card is accepted by over 9 lakh merchants in India and over 29 million merchant outlets worldwide.
Interest Free Period: You are offered an interest-free period of up to 48 days on purchases made through IDBI Bank Royal Signature Credit Card. You can choose to make minimum and maximum payments on your card bill or pay in full.
Security: IDBI Royale Signature Credit Card comes with the highest security. This card uses EMV-chip and PIN which ensures that every transaction you make is secure.
Zero Lost Card Liability: If your IDBI Royale Signature Credit Card is lost or stolen, you can report it by contacting IDBI Bank Credit Card Customer Care. Your card is blocked immediately.
Add On Card: You can avail the Add On Card free of cost for any family member above 18 years of age. You can apply to add a maximum 2 family members.

Eligibility Criteria for IDBI Royal Signature Credit Card

To apply for IDBI Royal Signature Credit Card you must meet the following eligibility criteria:

Citizenship: The applicant must be an Indian citizen.
Age: Applicant age should be a minimum 21 years and a maximum 60 years (65 years for self-employed).
Occupation: Salaried and self-employed persons can apply.
Generally, 750 to 850 is considered a good score.

Documents Required for IDBI Royal Signature Credit Card

To apply for an IDBI Bank Royal Signature Credit Card, you will need documents related to identity proof, address proof and income proof. The list of all these documents is given below:

Proof of Identity: Aadhar Card, Driving License, Passport, Voter ID Card, etc.
Proof of Address: Utility Bill (not older than 3 months) Ration Card, Driving License, Passport, Property Registration Document, etc.
Proof of Income: Latest salary slip, 3 months bank statement, Form 16, latest IT return etc.
Photograph: Recent photograph of the applicant.

How to Apply for IDBI Bank Royal Signature Credit Card?

To apply for IDBI Bank Royal Signature Credit Card, you can visit your nearest IDBI Bank branch with the required documents or contact the number given below.

Toll-Free: 1800 425 7600
Non-toll free number: 022 4042 6013

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