Dhani App Se Loan Kaise Len? Dhani Personal Loan Apply 2024

Sachin Blogger May 2, 2024 171 Views

Dhani Personal Loan Apply 2024: Hello friends, welcome to our article. Friends, in today’s article we are going to talk about how to take loan from Dhani App.

Friends, no matter how much a person earns in today’s time, we always face the need of a loan. And in such a situation, we need to be able to take instant loan at low interest rate and without much documents. So in such a situation, we are telling you about such a great app through which you can take loan with only basic documents and in just 5 minutes. And its interest rates are also very low.

If your important work is stuck, and you want to take a loan without much paperwork, then read today’s article completely, because in today’s article we are going to tell you how you can take a loan from Dhani App at a low interest rate. Are. Let us know the complete details:-

Table of Contents

What is Dhani App?

Dhani App, earlier known as Indian Blue, now called Dhani App, is a popular app for lending in the Indian market. This app is used by more than 100 million users and the best thing about this app is that this app can provide you loan in just 4 to 5 minutes. And apart from this, you are not required to have many documents.

Dhani App was founded in 2000, with Sameer Gehlot as chairman and founder. The company has been liking this app a lot in the last 4-5 years.

To get the loan, you have to read some terms and conditions in the application, and then you can get your loan in Bank PLPP by submitting the required documents in just 4 to 5 minutes. To get the loan, you have to submit some required documents, after which your loan is approved by Dhani App.

It is quite easy to take loan from this. And apart from this, its interest rate is also quite low. If you are also in need of urgent money, and because of this your work is stuck, then this app is a good option for you.

Dhani Urgent loan 2024

Friends, sometimes there is a great need of money and we do not have it. So in such a situation, we cannot go to any bank because going to the bank and taking a loan would waste a lot of our time. And you are saying that I need an urgent loan. You should use digital mobile app and not any bank branch because through this you will easily get loan money approval in just 5 minutes and you will also get the loan amount immediately. will go

Dhani Personal Loan Apply 2024:-

Friends, there are many apps on Play Store which allow you to get loan verification done on your mobile and approve your loan and you will get the loan within a few minutes which you can withdraw in your bank. There is one such app which has been used by lakhs of people and has given loans to lakhs of people.

The name of this loan giving app is Dhani. With this you can take loan whether it is personal loan, health loan or vehicle loan. This app provides many types of loans. It also gives you the facility of Freedom Card in which your credit limit will be set according to your CIBIL score and that money will be transferred to you. You can use it for any shopping. To take dhani app loan read the niche.

Do Read:- mPokket Personal Loan 2024 Review

Why take loan from Dhani App?

First of all, let us talk about why you should take loan from Dhani App, what are its benefits? The benefits of taking loan from Dhani App are given below-

Instant Loan:- Friends, by using Dhani app, you can easily take a loan up to Rs 15 lakh in a short time. If any of your work is stuck due to money and you need immediate money, then you can take a loan from this app. It can provide you a loan in just four to five minutes.

Minimum Documents:- Friends, if you take loan from Dhani app then you do not have to worry about much documents. With this app you can take loan only with your Aadhar card, PAN card and email ID. It provides you an instant loan, which makes your loan taking process even easier.

Instant Approval:- With Dhani App your loan gets approved in just 5 to 6 minutes. If you need urgent money, then this can be a good option for you to take a loan.

Low interest rate:- Dhani app provides you instant loan. Apart from this, the biggest thing is that its interest rate is lower than other loan apps. And you can repay your loan through EMI.

What are the qualifications to take loan from Dhani App? (Eligibility)

Friends, if you also want to take a loan from Dhani App, then for this you must have some qualifications. Only if you fulfill these qualifications, you can take loan from Dhani App. These qualifications are as follows-

The native place of that person should be India
The age of the person taking the loan should be 18 years or above.
The person should not have previously taken a loan from any other institution.
He should have his Aadhar card and PAN card

Documents needed to take loan from Dhani App

If you also want to take a loan from Dhani App, then you will need some documents. Therefore, keep the documents ready in advance. These documents are as follows-

PAN card
Aadhar card
Gmail account
mobile number

What is the interest rate of Dhani App?

If we talk about the interest rate of Dhani app, then the interest rate of this app is very low. The interest rate of this app is only 11.99%. Apart from this, you will also have to pay 18% GST separately and it also depends on your credit score etc. If you take a loan from Dhani App, you will also have to pay a separate processing charge. The processing charge for taking loan on this app is only 3%.

How to return loan amount from Dhani App?

If you take a loan using Dhani App, you are given an option as to how many days you can repay the loan amount. Your monthly installment and interest rate are determined as per the time frame decided by you. This is an independent process. In which you have to provide your bank details. As soon as your loan is approved. The Dhani app receives your account details from your bank and automatically deducts installments and interest from your bank account every month. The biggest advantage of this process is that you do not have to go to the bank every time to make a deposit. This is not required and ensures that your payment is made in full.

How to apply for Dhani Credit (one freedom) card?

To apply for Dhani one freedom card, first of all you will have to install Dhani app, after that you will have to create an account here and to apply it, you will have to verify your Aadhar card and PAN card by clicking on Dhani one freedom credit.

How to open an account on Dhani app?

First of all download Dhani app from playstore and install it in your mobile.
After installation, open the Dhani app and click on get started.
After this, you will see a box like the photo given below in which you have to enter your mobile number.
Enter the mobile number which is linked to your Aadhar card.
Now you will have to choose a 6 digit password and this password will be used whenever you enter the loan application.
If you open it, you will have to enter a password, this is for your security.
Click on Next, now OTP will come on your number and it will be verified automatically.
If you have inserted the SIM of this number in your phone, otherwise you will have to enter the preferred OTP.
After this, you want to set finger print lock in Dhani app for security. If yes then click on Register otherwise click on Skip this step.
Now your account has been opened in Dhani app.

But right now you will not get any benefit because you have not done any KYC yet, you have only opened an account, if you want money immediately then you will have to take a loan, for this you will need some documents like PAN card and Aadhar card.