Cashe Instant Personal Loan – Cashe Se Loan Kaise Lete Hain

admin May 25, 2024 163 Views

Cashe Instant Personal Loan: There are many loan apps available in the market but how to know which one is right and which one is wrong? From which app will it be right to take loan and from which not, which loan app gives loan on low cibil score and which one on high, these questions come when we need to take loan.

Are you also looking for an Instant loan app which is genuine and trusted so that you can easily take a personal loan online sitting at home and there is no need to visit any bank, then you have come to the right place, today we are going to know about Cashe Instant. About the loan app, through which you can easily take a personal loan ranging from Rs 1000 to Rs 4 lakh, which you can easily repay within Rs 1.5.

Table of Contents

What is Cashe Loan App?

Cashe is a short term personal loan app through which you can take loan sitting at home from Asami, so let us know how to get loan from Cashe loan app and at what interest rate it gives the loan and what things you should keep in mind while taking the loan. before |

Now let us talk about how to get loan from Cashe Loan app, how to apply, what are the necessary documents required and what things need to be kept in mind.

Do Read: Buddy Loan App Se Personal Loan Kaise Len

Documents required to apply Cashe Personal Loan

No matter what kind of loan you are taking, when it comes to loan, the most important thing is your documents, because it only shows whether you are eligible to take the loan or not, so whenever you take a loan, If yes, then give the documents carefully and correctly so that there is no problem later. Now let us know what documents are required to take a loan from cashe loan app:

1. Identity : Certificate PAN Card, Aadhar Card / Passport / Driving License, Identity Card

2. Income Proof: 3 months bank statement and salary slip of the loan taker.

3. Address proof: Passport / Aadhar Card / Rental Agreement / Electricity Bill / Water Bill / Landline Bill

Note: Keep in mind that the same document should not be in both identity and address proof. If you are giving passport in identity proof, then give someone else in the address other than the one given in identity proof.

At what interest rate does Cashe loan app give loan?

Cashe loan gives you loan at 2.25% to 2.50% interest rate, depending on how many months you are taking the loan.

For example, if you take a loan for 3 months, you get an interest rate of 2.50%, if you take a loan for 6 months, the interest rate is 2.40% and if you take a loan for a longer period, like 9 months or 18 months, then you get 2.25% interest. The rate is charged.

Interest rate: 2.25% – 2.40% per month
Tenure : 3 months to 18 months
Processing fee: May be up to 3%

Cashe Personal Loan: Features and Benefits

Cashe Personal Loan offers a range of features and benefits that make it the preferred choice for borrowers in need of quick money. Some of the key features and benefits of Cashe Personal Loan are:

Instant Loan Approval:

One of the most important benefits of Cashe Personal Loan is its instant loan approval process. Once you submit your loan application online, Cashe uses its proprietary credit assessment algorithm to evaluate your creditworthiness and provides instant loan approval, often within minutes.

Flexible loan amounts:

Cashe Personal Loan offers flexible loan amounts ranging from Rs 10,000 to Rs 2,00,000, allowing borrowers to select the loan amount best suited to their financial needs.

Customizable Loan Tenure:

Allows borrowers to customize the loan tenure with options ranging from 15 days to 24 months. This flexibility allows borrowers to choose a loan tenure that suits their repayment capacity and financial goals.

Paperless and Digital Process:

Cashe Personal Loan is a completely paperless and digital process, eliminating the need for extensive paperwork and saving time and effort. The entire loan application and approval process is done online, making it convenient and hassle-free.

No guarantor required:

Cashe Personal Loan is an unsecured loan, which means borrowers do not need to provide any collateral or guarantor to avail the loan. This makes it accessible to a wide range of borrowers who may not have property to pledge as collateral.

Competitive Interest Rates:

Cashe Personal Loan offers competitive interest rates, which are based on the creditworthiness of the borrower and the loan tenure. Interest rates are transparent and disclosed in advance, allowing borrowers to make informed decisions.

Flexible Repayment Options:

Cashe Personal Loan offers flexible repayment options, allowing borrowers to repay the loan in equal monthly installments (EMIs) or as bullet payments at the end of the loan tenure. This gives borrowers the flexibility to choose the repayment option that suits their financial situation.

Do Read: Bajaj Finance Personal Loan Apply Online

How to apply for loan from Cashe loan app?

First of all install cashe instant personal loan app from playstore.
On opening the cashe loan app, you will get the option of “Register”.
Have to register
Now you will be asked about your basic details whether you are eligible for the loan or not.
Now you have to do KYC by “Submit” your identity document.
And have to apply quickly personal
Now your document will be verified
As soon as you are approved for the loan, your loan money is sent to your bank account.

Cashe Loan Application Features:

Some of the main features of CASHe App are as follows.

Loans from Cash App can be used to meet wedding expenses, buying gadgets, holidays, home renovation, etc.
You can get a minimum loan of Rs 1000 and maximum Rs 4 lakh from CASHe App.
The initial interest rate on loan from this app is 2.25% per month and can be maximum up to 2.50% per month.
From this app you can take personal loan for 90 days, 180 days, 270 days, 360 days or 540 days.
Repayment of loan taken from CASHe app can be done directly through CASHe app.
The processing fee on loans from this app can be up to 3% of the loan amount depending on the loan amount and tenure.

Is Cashe App Safe?

Cashe Personal Loan App has been registered by RBI under Non-Banking Financial Company (NBFC). Which is operated by Bhanix Finance & Investment Ltd. Therefore this app follows the policy made by RBI. This means this app does not share your personal information with anyone else in the world. Therefore we can say that this application is safer to use and reliable.

Cashe Loan App Eligibility Criteria

To avail a personal loan from CASHe App, it is necessary to fulfill the following eligibility criteria.

Age: Applicant age should be minimum 18 years and maximum 58 years.
Income Proof: Applicant must have employment income certificate.
Income: Minimum monthly income should be Rs 12000 or more.
Must have address proof and photo identity proof.
Loan applicant must have a Facebook/Gmail/LinkedIn account along with a bank account.

To apply for a personal loan on Cashe App, the applicant must have all the above qualifications. Also, the CIBIL score rating of the applicant should be better.

Why Cashe Loan App?

You can apply for a loan anywhere and anytime in the world.
From here your loan is very approved quickly.
This is 100% online process.
You will also get a loan without salary sleep.
As soon as the loan is approved, the money reaches your bank account in a few minutes.

Cashe Customer Care

You can contact Cashe Customer Care through any means below:

You can send email to support
You can also fill the online form to get the answer to your questions.

Do Read: Tata Capital Personal Loan Apply Online

FAQs (Cashe Instant Personal Loan)

1.What is Cash Personal Loan?

Cashe Personal Loan is a type of unsecured personal loan offered by Cashe, a digital lending platform in India. It provides quick and convenient access to personal loans for salaried individuals and self-employed professionals without the need for collateral or physical branch visit.

2.What are the eligibility criteria for Cash Personal Loan?

Eligibility criteria for Cashe Personal Loan may vary, but some common requirements include being a resident of India, aged between 23 to 58 years, having a regular source of income and meeting Cashe’s credit assessment criteria. Self-employed professionals may have additional needs related to their business income and stability.

3.How much loan amount can I get from Cash Personal Loan?

The loan amount you can avail from Cashe Personal Loan may vary depending on your eligibility, creditworthiness and other factors. Kashi offers personal loans ranging from INR 5,000 to INR 2,00,000.

4.What is the interest rate and loan tenure of Cash Personal Loan?

The interest rate and loan tenure for Cashe Personal Loan may vary, and it is important to check the latest rates and terms on Cashe’s official website or application. The interest rate for Cashe Personal Loan is generally calculated on a reducing balance basis and can be influenced by factors such as your credit score, loan amount and repayment period.

5.What are the documents required for Cash Personal Loan?

Documents required for Cashe Personal Loan may include identity proof, address proof, income proof, employment details, bank details, and any other additional documents specified by Cashe. Specific document requirements may vary depending on your type of employment, loan amount, and other factors.

6.How can I apply online for Cashe Personal Loan?

You can apply for Cashe Personal Loan online by visiting their official website or downloading the Cashe Mobile App from Google Play Store (for Android) or Apple App Store (for iOS). You can fill out the online loan application form, upload the required documents and submit the application for review.

7.How much time does it take to get Cash Personal Loan approved?

Loan approval time for Cashe Personal Loan may vary, but Cashe claims to provide instant loan approval within minutes after submitting a complete loan application with all the required documents. However, the actual time for approval may depend on various factors including document verification, credit assessment and other internal processes.

8.How do I repay Cashe Personal Loan?

You can repay Cashe Personal Loan in Equated Monthly Installments (EMIs) through Post-Dated Check (PDC), Electronic Clearing Service (ECS), or National Automated Clearing House (NACH) as per Cashe’s repayment schedule. Cashe may also offer the option of prepayment or foreclosure of the loan along with applicable charges.

9.What happens if I miss EMI repayment or default on Cashe Personal Loan?

If you miss EMI repayments or default on the Cashe Personal Loan, it can negatively impact your credit score, and Cashe may charge late fees or penalty charges as per its terms and conditions. Kashi may also take legal action or initiate recovery proceedings to recover the outstanding loan amount, including loan repayment or recovery efforts.

10.Can I apply for a top-up loan with Cashe Personal Loan?

Kashi can provide top-up loan to existing customers who have a good repayment history and meet the eligibility criteria. Top-up loan allows you to borrow additional loan amount over and above your existing loan amount. You can view the terms and conditions for top-up loans with Cashe and apply if eligible.

11. Is Cashe Bank or NBFC?

Answer: Cashe is neither a bank nor NBFC, as it is operated by Bhanix Finance and Investment Limited which is a registered NBFC in RBI.

12. Can the loan duration be shifted after taking a loan?

Answer: Yes, as soon as you pay all dues of your previous loan, you can shift the loan period from 90 to 180 to 270 to 360 days from 1.5 years (540 days).